Mortgages and Finance

Mortgages and Financial Advice

Low Fees

Low fee broking

  • Our professionally qualified advisor is able to offer low fees to Ralph James clients
  • No upfront costs or fees payable unlike most high street brokers
Broker Benefits

Broker benefits

  • We have access to over 90 mortgage providers with over 12,000 products
  • With exclusive deals not available from high street banks or other brokers available to our customers
Faster Processing

Faster processing

  • A mortgage application to offer can be achieved in less than two weeks for our clients. A strong relationship with all lenders means OUR applications can be prioritised if needed
Why Us

Why us?

  • We provide support from START to FINISH from sourcing you the best mortgage, collecting the documentation needed and chasing all parties until your mortgage offer has been issued and received
  • No financial JARGON is needed or used and the process is explained in a way everyone can understand so decisions being made are both informed and understood
  • If needed we can also chase your solicitors for you along the way to try and speed up the process of getting to exchange
BTL Investors

Buy to let & investors

  • With a lot of changes being made in the BTL market over the last few years knowledge is KEY! We are experts in this field whether looking at larger portfolios or your very first investment property we are able to help with a large panel to chose from and specialist BTL lenders